March 2026 Market Watch
Greater Toronto Area (GTA) resale housing market conditions tightened in March 2026 in comparison to last year. Sales were up year-over-year, while new listings were down. Selling prices were lower compared to March 2025 helping with affordability moving into the spring market.
GTA REALTORS® reported 5,039 home sales through TRREB’s MLS® System in March 2026 – an increase of 1.7 per cent compared to March 2025. New listings entered into the MLS® System amounted to 14,442 – down by 16.7 per cent year-over-year.
The average selling price, at $1,017,796, was down by 6.7 per cent compared to March 2025.
On a month-over-month seasonally adjusted basis selling prices remained relatively flat, with the MLS® HPI Composite edging down and the average selling price edging up compared to February 2026.
Toronto Mortgage Rates
As of April 13, 2026 at 12:32 PM ET
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Lowest Mortgage Rates in Toronto
As of April 13, 2026
| Term | ||
|---|---|---|
| 6-Month Fixed | 3.14% | 6.09% |
| 1-Year Fixed | 4.69% | 4.74%Inquire |
| 2-Year Fixed | 4.24% | 4.24% |
| 3-Year Fixed | 3.89% | 3.89% |
| 4-Year Fixed | 4.09% | 4.19% |
| 5-Year Fixed | 3.75% | 3.75% |
| 3-Year Variable | 3.55% | 3.60% |
| 5-Year Variable | 3.30% | 3.40% |
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